Golling Kia of Madison Heights takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
Finance Center
We Make it Easy!
Finance with Us at Golling Kia of Madison Heights!
Buying or leasing a car can be a daunting task for first-time shoppers, but it doesn't have to be! Our financing experts are here to assist you at Golling Kia of Madison Heights. We work with dozens of customers daily, providing tailored solutions for various financial backgrounds. Whether you're shopping for a new Kia or a used car, you'll find low-interest loans, attractive lease contracts, and exceptional deals to get started today.
Why Finance with Us?
- Many customers arrive with a bank-issued loan check, but dealerships like ours often provide better deals. Enjoy benefits like lowered interest rates or bonus cash!
- We work with a wide network of banks and lending institutions to ensure competitive financing options.
- Our dealership offers excellent Kia lease deals, with a simple and convenient lease return process.
Benefits of Financing
Customers planning to keep their vehicle for an extended time should consider financing. Our flexible plans help you build equity in your car while reducing overall costs. Financing allows you to enjoy long-term ownership and personalization without mileage restrictions.
Buying vs. Leasing: Which is Right for You?
Buying:
If you're looking for something more permanent, buying is the way to go. Craft a payment plan to pay off the balance, and the car is yours! You'll have no mileage limits and can customize the car to your preferences.
Leasing:
Leasing is ideal if you want a shorter commitment. With a lease, enjoy lower monthly payments and routine maintenance under the manufacturer's warranty. At the end of the lease term, you can upgrade to the latest model.
Should You Lease Your New Golling Kia of Madison Heights Vehicle?
Leasing offers flexibility for those who enjoy driving new vehicles and want to keep payments low. When your lease ends, you can trade up, buy outright, or return the vehicle. It's a stress-free way to stay current with the latest models.
Flexible Credit Options
At Golling Kia of Madison Heights, we provide various credit options to match your lifestyle. Enjoy monthly specials, factory offers, and competitive rates. No matter your financial background, we'll work to get you into the new or used car you deserve.
Get Started Online!
Before visiting for a test drive, browse our financing specials and use our online tools to:
- Get pre-approved for a loan or lease.
- Estimate your trade-in value.
- Personalize loan or lease payments.
Have questions? Our team is just a call or a few clicks away. Start the process online, then visit us for a test drive and personalized assistance. We look forward to meeting you!
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
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Golling Kia of Madison Heights
700 E. 14 Mile Road
Madison Heights, MI 48071
- Sales: 248-951-1900
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