Get Pre-Qualified for Financing at Golling Kia of Madison Heights
Do you want to buy a new car but hate the long wait time at the dealership? Traditionally, the part that takes the longest when you purchase a vehicle at a dealership is the finance application and approval. With our easy online pre-qualification, you can skip wait time at the dealership and see your actual finance rate and payment information. Getting pre-qualified for vehicle financing has no impact on your credit score and can offer you the insights you need to find out how much vehicle you will be approved for. It also allows you to shop confidently, knowing that you are already pre-qualified and that all you have to do is find the perfect vehicle. Get started now by using our pre-qualification tool.
What It Means to Get Pre-Qualified
Getting pre-qualified doesn't affect your credit because the lender uses a soft inquiry to get limited information about your credit history. You don't have to provide a lot of information, just enough to get the process started and get a good idea of how much you can borrow for your next vehicle. Getting pre-qualified does not mean you are approved for a loan, but it will give you a good estimate of what you can expect to get approved for and the interest rate for the loan.
Benefits of Getting Prequalified
A pre-qualification offers a few benefits to help you with your vehicle shopping:
- There is no hard credit check
- You can get an idea of what your rate will be
- You can get an idea of how much you can borrow
- You'll be able to get an estimate of the monthly payment and other loan terms
- There is no obligation, and you can shop around for lenders
How to Get Pre-Qualified Online in a Few Easy Steps
We use an online tool for pre-qualification so you can instantly get the information you need to shop for your next vehicle. Shop confidently with your pre-qualification in just three simple steps:
- Submit a few personal details to receive real rate estimates
- Browse our inventory to find your ideal vehicle and plug in the numbers to calculate the financing terms that work for your budget
- Contact our team to schedule a test drive or submit the finance application to get an official pr-approval
Make an Inquiry
* Indicates a required field
-
Golling Kia of Madison Heights
700 E. 14 Mile Road
Madison Heights, MI 48071
- Sales: 248-951-1900
Loading Map...
